The Almighty Dollar

Restoring some fiscal sanity in our -- negative savings rate -- lives


Know of a truly accurate retirement calculator?

Every once in a while, either myself or my husband will plug our numbers into online retirement calculators to see how we are doing. This exercise helps us to stay focused on our goals, motivates us to continue socking away money, and to be honest, we find it pretty exciting (I know, we're nerds).

However, I have yet to find a comprehensive calculator that takes into account both tax-deferred (401Ks, Traditional IRAs) AND non tax-deferred savings (Roth IRAs). Can you point me to an online calculator like this? Surprisingly, I can't seem to locate one, although it seems easy to make one up. If I knew how to create it, I would.